Our platform

Our self-invested personal pension, with accumulation and drawdown options, allows you to create retirement planning propositions to suit your clients' needs.

We offer flexi-access drawdown and you can easily convert clients who are already in capped drawdown to flexi-access at the click of a button. You can also use our pension-specific tools on the platform.

• Pension contributions can be made flexibly as single or regular payments.
• Regular payments can be increased, reduced, started or stopped at any time.
• Re-registrations and transfers from existing plans are accepted without charge and can be processed electronically, through Origo services.
• Basic rate tax relief is pre-funded on all pension contributions.
• There are over 6,500 assets to choose from for pension investment.
• You have access to model portfolio functionality.
• Our drawdown services are charge-free.
• Clients can take drawdown income monthly, quarterly, six monthly, annually, or as a one-off lump sum.

Find out more about the Nucleus Pension account from our key features document.

The Nucleus General account provides great flexibility and allows clients to hold unlimited contributions and a wide range of assets in one vehicle, and the investments within it grow without tax deducted at source.

• Payments can be made flexibly through single or regular contributions.
• Regular payments can be increased, reduced, started or stopped at any time.
• Re-registrations and transfers are accepted from existing plans without charge and can be processed electronically, through Origo services.
• There's no limit to how much may be invested or withdrawn.
• There are over 6,500 assets to choose from.
• You have access to model portfolio functionality.
• Withdrawals can be one-off, regular or taken as natural income.
• Investments held in this account are subject to capital gains - our fully integrated capital gains calculator can help you work this out.

Find out more about the Nucleus General account from our key features document.

The Nucleus Isa account is an online tax-efficient stocks and shares savings account.

• Payments can be made flexibly through single or regular contributions.
• Regular payments can be increased, reduced, started or stopped at any time.
• Re-registrations and transfers are accepted from existing plans without charge and can be processed electronically, through Origo services.
• There are over 6,500 assets to choose from.
• You have access to our platform model portfolio functionality.
• Withdrawals can be one-off, regular or taken as natural income.
• You can set up a Bed and Isa so that money can be transferred easily from your client's general account.
• Our trade-on-trade capability allows you to process two Bed and Isas at the same time.
• Our Isa is flexible which means clients can withdraw and replace funds in the same tax year, without affecting subscriptions.

The Nucleus Jisa account is a stocks and shares Junior Isa, providing a tax-efficient investment solution for children under 18.

• Payments can be made flexibly through single or regular contributions.
• Regular payments can be increased, reduced, started or stopped at any time.
• We accept re-registrations and transfers from Child Trust Funds (CTFs), or from existing Jisas without charge.
• There over 6,500 investments to choose from.
• You have access to model portfolio functionality.
• The registered contact can ask the linked adviser to carry out Bed and Jisas from parents' accounts on the platform.
• There’s an unlimited number of direct debit payments allowed on different dates into the account (subject to subscription limits).
• You can easily see an overview of parents’ accounts and Jisa accounts in one place.

Find out more about the Jisa account from our key features document.

This is an investment-linked whole-of-life assurance policy, issued by CASLP Ltd ('CASLP') and fully integrated on our platform. Clients can take up to 5% income per annum, without having to pay any immediate income tax.

• The account is subject to an additional annual wrap charge of 0.10%.
• There’s no minimum initial investment amount.
• There are no restrictions on the amount or frequency of additional payments.
• There’s a choice of over 2,000 assets from around 150 fund managers.
• Our onshore bonds have access to our platform model portfolio functionality.
• The whole bond or a number of segments can be assigned.
• The onshore bond account can be used with a number of trusts from our trust suite or an existing trust deed.
• No liability to capital gains tax or income tax on bond gains.

Find out more about the Onshore Bond account from our key features document.

The Nucleus Offshore Bond is a tax-efficient savings vehicle provided by RL360 and fully integrated on our platform.

• The account is subject to an initial charge of £100 and an additional annual wrap charge of 0.15%.

• There's a minimum initial investment amount of £50,000.

• Additional payments must start at £5,000.

• There’s a choice of over 2,500 assets from around 180 fund managers.

• Our offshore bonds have access to our platform model portfolio functionality.

• The whole bond or a number of segments can be assigned.

• The account can be used with a number of trusts from the Nucleus trust suite or an existing trust deed.

Find out more about the Offshore Bond account from our key features document.