Welcome to Nucleus

Our online platforms make it easy for you and your adviser to manage your savings and investments securely and efficiently.

Nucleus Wrap

Nucleus is an award-winning wrap platform, launched in 2006 by seven adviser firms who wanted to create a platform that put clients at the heart of the advice process.

James Hay Online

James Hay was the first Self Invested Personal Pension provider in the UK, and now offers a range of products and services, including its award-winning Modular iPlan.

Who we are

The Nucleus Financial Platforms Group now owns both Nucleus Wrap and James Hay Online. This means you benefit from the combined scale, expertise and technological know-how of two of the leading retirement-focused platforms in the UK.

A platform isn’t a very exciting thing – it’s basically software that allows financial advisers to manage their clients’ – your – investments online. It pulls all your investments and savings into one place, making it easier to manage, track and ultimately use.

Like other platforms, we provide access to products like ISAs and pensions, and a wide range of investments including funds, equities and bonds.

But that’s where our similarity to other platforms ends. Our model puts the adviser and their clients, like you, right at the heart of what we do.

So in our world:
• transparency = good
• complexity = bad

We pride ourselves on having the agility of a fintech, combined with the gravitas, substance and scale of a major regulated financial services business.

Assets under

Advice firms

Coming together

Strength and scale

We have over 40 years of retirement expertise, and the scale that enables us to offer you a competitively priced service.

We're a secure, well capitalised and consistently profitable business. And we're completely independent, which means your adviser can choose funds from any provider to create a financial plan that suits you.

Complete trust

Your security and protection

We’re authorised and regulated by the Financial Conduct Authority (FCA).

In line with the FCA’s rules, we hold your assets in separate accounts and investments. This means they’re completely independent from Nucleus and protected from anything that might happen to us as a company.

Nucleus cares

Extra help when you need it most

We can help if you need more support because of mental or physical health, a life event or anything else.

Want to find out more?