Tools and features

Our Nucleus Platform provides a modern digital experience, to help you manage your clients’ products efficiently.

Our products suit different propositions with the flexibility to choose:

  • a full platform solution, or  
  • an integrated retirement solution using our platform as a gateway to your own custody and investment services.

An extensive suite of integrated tax wrappers, investment options and platform capability mean you can tailor the right pre- and post-retirement strategies for your clients and enhance your own proposition.  

And our best-in class technical experts are on hand to share their extensive knowledge and experience.

Client management

  • Illustrations – pre-populated data optimises the new business process and changes to existing products  
  • Online application – apply online for all product wrappers and to take pension benefits, including capped drawdown, flexi-access drawdown (including regular crystallisation) and UFPLS payments. Digital signature option available    
  • Cash management – rules-based automated disinvestment, so cash is available as needed for regular income payments and withdrawals     
  • Payments in – electronic payment options
  • Payments out – flexible payment dates for withdrawals and income management      
  • CGT tool – helps simplify client tax-reporting  



Online management

Client reporting

Generate useful reports (such as our transfer tracker) when needed.



Online messaging

Secure communication channel that flags updates.



Less paper

Option for clients to receive communications from us online.



Data integration

Secure data links to back-office software. 



Adviser access

Allows your firm to control platform access and permissions.



Adviser charges

Managed online, with digital signature option to capture client consent.



Customer access

Ability to register your clients for access to our customer portal.



Increased security

Authenticate identity using a second device (eg email or mobile phone) to access the platform.



Investments

  • Model portfolios – set up, manage and rebalance models. Adviser and DIM models supported. Can arrange multiple models within a single tax wrapper
  • Extensive range of asset types – access to integrated platform funds, directly traded ETIs, cash products and off platform assets, including external Investment Manager accounts
  • Trading – fully-integrated online ETI share-dealing service
  • Bed and ISA – set up and manage online
  • Cash panel – a broad range of fixed term deposit and notice account options through Bondsmith provides plenty of choice and flexibility