Whole of market investing

The whole of market module adds even more choice when planning your clients’ investment strategies for retirement and offers the scope to spread the risk with a diversified portfolio of investment solutions. The whole of market module can be turned on or off, meaning your clients only pay for what they use, while they use it.

The whole of market module is available as part of the Modular iPlan and offers the following benefits:

• Flexibility – a diverse range of investment managers and stockbrokers.
• A sophisticated investment strategy, spreading the risk.
• A solution to fit a variety of client profiles, evolving with their retirement journey.
• Access to external investments and products not available in the investment centre.

With the whole of market module, you have access to the following investments:

• FCA regulated OEICs, unit trusts and units/shares in other collective investment schemes not available on the investment centre
• Insurance company managed funds and unit linked pension funds not available on the investment centre
• Structured products
• Investment plans and income bonds
• National Savings and Investments (NS&I) products
• Investments held by a third-party Investment Manager or Stockbroker not on our Panel (please refer to the Investment Manager/Stockbroker for full details). Please note that the Investment Manager/Stockbroker must be UK based and FCA regulated and agree to our operational requirements
• Investment grade gold bullion
  
  

Appointing a stockbroker or investment manager

Within the Modular iSIPP, you can appoint a stockbroker or investment manager outside of our panel using the whole of market module. Please note that you cannot appoint an investment manager to your Wrap Investment Portfolio at this time.

If you wish to appoint a stockbroker or investment manager for your IPS SIPP, IPS (2008) SIPP, IPS Pension Builder SIPP, IPS Family SIPP or if the investment manager you wish to appoint is not listed below please contact us on 03455 212 414 to confirm if we currently operate with your chosen investment manager/stockbroker.

Appointing a third party under the whole of market module

You can appoint a different stockbroker or investment manager through the whole of market module for £134 per year. Please note that firms will apply their own additional charges and they cannot be appointed on the Modular ISA.
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Investment managers and stockbrokers